APR, FICO score, and revolving debt are just a few of the common credit terms that we are often asked to define in our blog posts and financial literacy presentations. Having helped over 1,591 people get out of debt just last year, these terms and others related to personal finance are a part of our […]

The holidays bring cheer and a sense of family, and often remind us of the importance of giving to those less fortunate than ourselves. This is a wonderful gesture; however, we can sometimes put a strain on our own finances when trying to do “good.” In this post, we will go over some ideas for […]

We hear many stories on why people are struggling with credit card debt. Occasionally people are overwhelmed because of circumstances beyond their control, such as a medical debt or loss of income. It’s important to remember that life happens! Not all situations can be entirely planned for, although good spending habits can reduce the threat […]

A low credit score can affect many things, for example, where you live, what you drive, and how much you pay in finance charges just to name a few. But, can a poor credit score keep cupid from visiting you? The answer more and more these days may be yes! The idea for this blog […]

How much do Americans spend on their pets? According to an article in Yahoo News, “Americans spent upwards of $53 billion on their pets in 2012.” And the number is increasing since “that’s up 5 percent from 2011.” Each pet will have different expenses, so we asked around to learn more about some of the […]

If you’ve read our posts, listened to one of our free financial presentations, or read the “about us” page on our website you’ve probably noticed that we’re big sports fans here at the SDFLC. With Super Bowl XLVIII this Sunday, the Olympic torch being lit for the Sochi winter games next Friday, and the soccer […]

With my brother’s wedding two months away and two employees in full wedding planning mode, it has become impossible to escape the topic in the last few months. Now with the wedding season right around the corner, many people around the country will also be planning for their big day. While all engaged couples dream […]

Here are a few things to know about your credit report: Why is it Important to Pull My Credit Reports? – It is important to pull your credit report for a variety of reasons. You should check it at least once a year to monitor for errors, fraud, or maybe a debt that you simply forgot about. […]