San Diego Financial Literacy Center


Welcome to our LifeCents page. Start your learning experience by clicking the link below. You can also read up on LifeCents and how you can benefit form the assessment!

SDFLC Lifecents

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Mesa College

What is LifeCents?

LifeCents is a personal financial education program designed to give you incredible insights into your financial health and well-being. With LifeCents, you can discover what you are doing well – and not so well – in your financial life. LifeCents is easy to use and intuitive so you can confidently move through the program step-by-step to achieve the goals that are most important to you.

How does it work?

Sign up. Complete Goals. Earn Badges. Unlock Rewards.lifecents

Where do I start?

Once you register on LifeCents, you will start on your personal Financial Health Assessment. You will then immediately get a personalized wellness plan and activities to help you improve your financial health.

What are Badges?

You earn Badges by completing one or more goals in your wellness plan. Some Badges can be used to unlock Rewards.

What are the Health Risk Factors?

Health Risk Factors are measures of your health in key areas of your financial life based on your Financial IQ, Financial Habits and your Financial Mindset. You will get a Progress Report after you complete every goal so you can track your progress and see how your scores stack up to other people for added motivation!

How long does it take to complete the program?

The Financial Health Assessment (FHA) usually takes people about 10 – 20 minutes to complete. But you don’t have to do it all at once. Your progress is automatically saved so you can pick up where you left off anytime you like. Once you are done with the FHA, you can dive into other goals in your wellness plan.

When will I see results?

The goal of LifeCents is to help you first understand how your financial behaviors are helping or harming your financial health.  LifeCents then gives you the information you need and actionable steps to develop better habits and become more responsible with your money. This is not something that happens overnight so be patient.

Remember, there is no “finish line” when it comes to improving and maintaining your financial health. It is no different than if you were to start an exercise program or a new diet. You don’t just stop eating well or being active when you hit a target weight, right? The same applies to your financial health so keep up the good work!